MTN Mobile Money
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Send money with MTN Mobile Money – the fastest, easiest and most affordable way to send money to anyone, anywhere in Rwanda.
How it Works
MTN Mobile Money is available to anyone with an MTN mobile phone.
Use Mobile Money to:
- Send money to anyone in Rwanda
- Withdraw cash at any authorized MTN Mobile Money Agent
- Buy MTN airtime for yourself or someone else
Where to Buy
Click here to find the MTN Mobile Money Agent nearest to you.
How to Activate
Registration is FREE
Go to any MTN Service Centre or authorized MTN Mobile Money Agent and upgrade your MTN
- SIM card to one that is MTN Mobile Money enabled
- Present an original and a photocopy of your ID or your Passport
- The agent will take you through the registration process
*Note: You can register and open an account with a balance of 0 Rwf.
How to Buy
Present the following to an authorized MTN Mobile Money Agent:
- Your MTN mobile number, which doubles as your MTN Mobile Money account number
- The amount of money you wish to credit to your Mobile Money account
- Your ID document
You will receive an SMS confirmation that your account has been credited with the amount.
How to Send
After you purchase Mobile Money through an authorized MTN Mobile Money Agent, you will receive an SMS confirmation that your account has been credited with the same amount.
To send MTN Mobile Money:
- Go to ‘MTN Menu’ to go to "MTN Services"
- Select ‘Send Money’, and follow the prompts
You and the recipient will receive an SMS notification with the transaction detail.
How to Withdraw Money
MTN Mobile Money can only be withdrawn from authorized MTN Mobile Money Agent, located countrywide.
A registered MTN Mobile Money recipient will have to present the agent with:
- Your MTN Mobile Money account number
- Your ID document
- The amount you wish to withdraw
The agent will initiate the withdrawal and you will receive a message on your phone requesting you to withdraw by entering your MTN Mobile Money PIN
You and the agent will receive an SMS notification with the transaction detail.
A non-registered MTN Mobile Money recipient will have to present the agent with:
- Their ID document
- A token number and secret code.
They will then personally enter the secret code into the agent’s phone.
How to Buy Airtime
To buy MTN airtime for yourself or someone else:
- Go to ‘MTN Menu’ to go to "MTN Services"
- Select ‘Buy ’and follow the prompts
You will receive a confirmation SMS once the transaction is completed
How to Check Your Balance
To check your Mobile Money balance:
- Go to ‘MTN Services’
- Select ‘Mobile Money’
- Select ‘My Account’
- Select ‘Balance’
- Enter your MTN Mobile Money PIN
A text message will be sent showing the balance.
How to Get a Mini-Statement
To receive a MTN Mobile Money Mini-Statement:
- Go to ‘MTN Services’
- Select ‘Mobile Money’
- Select ‘My Account’
- Select ‘Mini-Statement’
- Enter your MTN Mobile Money PIN
A text message will be sent showing the last five transactions.
How to Add a "Favorite"
You can add numbers that you will frequently make payments to.
- Go to ‘MTN Services’
- Select ‘Mobile Money’
- Select ‘My Account’
- Select ‘Add Favourite’
- Select ‘Mobile Number’ and follow the prompts
How to Delete a "Favorite"
To delete favorites previously stored
- Select ‘Mobile Money’ then ‘Find’ to display existing list of names and follow the prompts
After successful deletion of the short name, you will receive a text confirmation message
How to Change a PIN Number
You can change your MTN Mobile Money PIN at any time:
- Go to ‘Mobile Money’ menu
- Select ‘My Security’
- Select ‘Change MTN Mobile Money PIN’ menu and follow the prompts
After successful change of the MTN Mobile Money PIN, you will receive an SMS confirming the change.
What is the Cost
Your MTN Mobile Money account is free of charge. The system will automatically deduct transaction charges from your account after each transaction.
| Money Transfer Transactions |
Transaction Range (Rwf) |
Customer Charge (Rwf) |
| |
MIN |
MAX |
|
| Deposit Cash |
1,500 |
300,000 |
0 |
| Send money to registered MTN Mobile Money user |
1,500 |
300,000 |
250 |
| Send money to non MTN Mobile |
1,500 |
10,000 |
600 |
| 10,001 |
20,000 |
750 |
| 20,001 |
40,000 |
1,000 |
| 40,001 |
75,000 |
2,000 |
| 75,001 |
150,000 |
3,000 |
| 150,001 |
300,000 |
4,000 |
| Withdraw cash by registered MTN Mobile Money user |
1,500 |
10,000 |
250 |
| 10,001 |
20,000 |
300 |
| 20,001 |
40,000 |
600 |
| 40,001 |
75,000 |
1,000 |
| 75,001 |
150,000 |
2,000 |
| 150,001 |
300,000 |
3,000 |
| Withdraw cash by non MTN Mobile Money user |
1,500 |
300,000 |
0 |
| Buy airtime [for self or other] |
1,500 |
300,000 |
0 |
| Registration |
FREE |
| Minimum balance requirement |
NO |
| Maximum account balance |
NO |
| Maximum daily transaction |
300,000 Rwf |
| Maximum monthly transaction |
3,000,000 Rwf |
| SMS sent to and from MTN Mobile Money |
FREE |
To register or transact at any MTN Mobile Money agent, you will need your original identification document: National ID, Passport.
All transaction charges are deducted from your MTN Mobile Money account
What are the Benefits
- Send money anytime, anywhere within Rwanda!
- Save money on courier costs
- Never worried about providing for loved ones from afar.
- Sending money has never been so convenient.
How to Contact Customer Service
- Go to ‘MTN Services’
- Select ‘Mobile Money’
- Select ‘Call Help Line’